Bad credit car loans in Vancouver
Shopping for a vehicle in Vancouver? Compare our inventory online without leaving the Lower Mainland. We help buyers with bad credit, no credit or a past bankruptcy, with free delivery to Vancouver.
Free delivery
Free delivery to Vancouver, including Downtown, East Vancouver and South Vancouver.
Sales tax in British Columbia
Dealer vehicle sales in BC pay 5% GST plus 7% PST on vehicles under $55,000; higher-priced vehicles pay a higher PST rate.
Example: a $20,000 vehicle pays about $2,400 in tax (12%). Your exact amount appears on your bill of sale.
Insurance & registration
Basic Autoplan insurance comes from ICBC and is required before you drive. You can buy it through any Autoplan broker once your vehicle is ready.
Registration and plates are issued through an ICBC Autoplan broker at the same time as your insurance.
Who we help in Vancouver
- Bad credit or low credit scores
- No credit history yet
- New to Canada
- Past bankruptcy or consumer proposal
- Self-employed or gig income
- Divorce or a fresh start
What to have ready
- Valid driver's licence
- Recent proof of income (pay stubs or bank statements)
- Proof of address, such as a utility bill
- Insurance arranged before you drive
Not sure what fits your budget? Try the payment calculator using British Columbia's 12% tax, or shop by monthly payment.
How it works
- 01
Take the 60-second credit quiz online from anywhere in Vancouver.
- 02
We work with our lenders to find your best approval and help you choose a vehicle.
- 03
We deliver it to your door in Vancouver, free.