Bad credit car loans in Calgary
Calgary is home base. Whether you're in the NE, the deep south or out in Airdrie, Cochrane or Chestermere, you can get approved online and have your vehicle delivered free, often the same week.
Free delivery
Free delivery anywhere in Calgary and surrounding communities, or pick up in person if you prefer.
Sales tax in Alberta
Alberta has no provincial sales tax, so a dealer vehicle purchase pays only the 5% GST.
Example: a $20,000 vehicle pays about $1,000 in tax (5%). Your exact amount appears on your bill of sale.
Insurance & registration
Insurance in Alberta is bought from private insurers. We can help you line up a quote before delivery so you can drive right away.
Vehicles are registered and plated at any Alberta registry agent office.
Who we help in Calgary
- Bad credit or low credit scores
- No credit history yet
- New to Canada
- Past bankruptcy or consumer proposal
- Self-employed or gig income
- Divorce or a fresh start
What to have ready
- Valid driver's licence
- Recent proof of income (pay stubs or bank statements)
- Proof of address, such as a utility bill
- Insurance arranged before you drive
Not sure what fits your budget? Try the payment calculator using Alberta's 5% tax, or shop by monthly payment.
How it works
- 01
Take the 60-second credit quiz online from anywhere in Calgary.
- 02
We work with our lenders to find your best approval and help you choose a vehicle.
- 03
We deliver it to your door in Calgary, free.