Bad credit car loans in Red Deer
Red Deer sits between Calgary and Edmonton, but you don't need to travel to either to shop with us. Apply online, compare available vehicles and arrange free delivery to your Central Alberta address.
Free delivery
Free delivery to Red Deer and nearby Central Alberta communities, including Blackfalds and Lacombe.
Sales tax in Alberta
Alberta has no provincial sales tax, so a dealer vehicle purchase pays only the 5% GST.
Example: a $20,000 vehicle pays about $1,000 in tax (5%). Your exact amount appears on your bill of sale.
Insurance & registration
Insurance in Alberta is bought from private insurers. We can help you line up a quote before delivery so you can drive right away.
Vehicles are registered and plated at any Alberta registry agent office.
Who we help in Red Deer
- Bad credit or low credit scores
- No credit history yet
- New to Canada
- Past bankruptcy or consumer proposal
- Self-employed or gig income
- Divorce or a fresh start
What to have ready
- Valid driver's licence
- Recent proof of income (pay stubs or bank statements)
- Proof of address, such as a utility bill
- Insurance arranged before you drive
Not sure what fits your budget? Try the payment calculator using Alberta's 5% tax, or shop by monthly payment.
How it works
- 01
Take the 60-second credit quiz online from anywhere in Red Deer.
- 02
We work with our lenders to find your best approval and help you choose a vehicle.
- 03
We deliver it to your door in Red Deer, free.